Obama care has flopped on its opening day. It provides health care which is
twice as expensive as many private plans. Not to mention, it cost over 600
billion dollars alone for the first year with it estimated to rise to one
trillion dollars in cost within 10 years. Is there a better way to spend that
600 billion? Well, yes there is. By giving it back to the American people.
The idea: Instead of spending 600 billion dollars on 300
million people, why not just give everyone a health savings account. But not
just any health savings account. Take the 600 billion and divide it up between
each American citizen. With about 300 million
U.S. citizens that means over 2
billion dollars approximately given to each individual American. This money
could be used to buy any health care related purchase, including over the
counter drugs, vitamins and even health insurance. Of course it would be
restricted to health care purchases only to prevent the money from being
abused. Not to mention, the money itself would not just be used for the
individual alone. It would be used for the family member in charge, there
children, their grand children and so on as long as the money holds out. At the
same time, the money would act as reparations toward African Americans who had been
enslaved or faced discrimination, along with reparations to the Spanish, Native
Americans and all ethnic and racial groups that have suffered throughout
U.S.
history. Basically, pay them back by making it so that they never have to worry
about health care for generations to come, especially as most people do not
exceed a million dollars worth of health care related costs in their life time.
How it would work: It would work in the same manner as an
electronic food stamp card. The card would automatically pay for anything
related to health care at the register. So when you pay at the doctors’ office,
use the card. At the pharmacy, use the card. If in the super market buying
Tylenol, again use the card. But, say you are already a millionaire, then you
would not have access to the cards money. Instead, it would act as a safety net
for if you or your future family members should ever fall into poverty. Now,
the money is shared. So when your mom turns 18, she gets access to the account.
But then later she has you, so that when you turn 18 you too will get a card
with access to that same account. This allows families to share the costs and
eliminates the paperwork of giving newborns access to new billion dollar
accounts. Remember, most people never spend more than a million dollars on
health care in their life, so a billion dollars lasts an extremely long time.
Also, the money in this account may be inheritable. So say you die, but have no
next of kin, you can pass the money on to someone of your choosing. Also, say
you did not leave a last will in testament, and have no next of kin. At this
point the money is taken by the government and passes it onto everyone equally.
So everyone gets the leftovers.
It’s also reparations: Yes that is right. Everyone who has
entered this country has faced some form of racial, ethnic or religious
discrimination at one time or another. As such, we currently provide programs
like affirmative action to many ethnic groups and free health care to Native
Americans on reservations. But, these programs have there costs and limits. By
providing everyone with health care in this way, the government will not have
to spend any money to help the sick for well over one hundred years. What
better gift to give those who have suffered than the equivalent to free health
care for them, their children and even their great great great grandchildren.
Benefits: This basically makes government programs like Medicaid
redundant. It eliminates the need for financial assistance for the disabled,
for seniors, and any other form of medical based assistance. Companies would be
able to drop health coverage without fear of making their workers bankrupt due
to medical bills. Heck, even the idea of a single payer system becomes
redundant, as if needed, after the money runs out another 600 or more billion
can be raised to provide health care to all. So why spend 600 plus billion a
year when you can just spend it once. Also, those who see the opportunity to
extend the life of their money can still buy health insurance to make it last
even longer. On top of this, as more people will be able to pay for treatments
out of pocket, cost will go down as there will be no need for insurance or
government to act as the middle man to pay for the medication or treatments. No
longer will the most expensive of treatments be out of reach.
Conclusion: You get the idea. Spending all that money on
such a small population of people is ridiculous. In fact, the websites for
Obama care cost well above 600 million. That money alone, given to us would be
sufficient for many seniors health care needs. So it really does not make sense
to spend all that money until you realize that most of that money is not about
us, but about the government workers, and compliance costs with the laws. So what’s
better, pay once to give the nation health care for about 100 years, or spend
up wards of 600 billion to 1 trillion dollars every single year? I think this
choice is simple.