Monday, February 23, 2015

Issue 533 Downsizing February 23, 2015

Downsizing can be a great thing.  In fact, it is why people have looked into the small homes movement.  The fact is, downsizing equals cheaper living and thus it is perfect for those looking to retire.

Why retirees should downsize:  Let us face it, the cost of living just keeps increasing.  And you know what, retirees exist on a limited income for at some point the money stops coming in, or at the least in very limited quantities.  So what happens with downsizing is that living becomes cheaper.  Property wise, living in a smaller home, or even apartment, or smaller place in general means less taxes and maintenance.  So you could go from paying something like $8,000 a year in property taxes, to paying half that or less.  Those savings go a long way without even factoring in cheaper maintenance costs.  Smaller living means less energy to heat the home, and less energy to clean.  As such, that means more savings.  Also, slimming down allows you to pocket some of the value of the home you had been living in to temporarily supplement your income.  This is the cost savings aspect.

The impacts on your body are also good.  What I mean by this is that you need not have a big house to hold all your stuff.  In fact, downsizing means getting rid of excess stuff you know you do not need.  This can become a stress relief.  Also, smaller living means having to make less effort to get from point A to point B in your home.  As such, there is less wear and tear on the body.  We do not need a big home past a certain point as we no longer have kids, or roommates to live with.  In addition, the earlier you move the less stressful it is to do so.  So basically, it is less stress and less clutter which is healthy.


Conclusion:  Downsizing can be beneficial for those who are retired, whose kids have moved out, or just for those who feel their home is way too big for them.  What will result is cost savings and a more positive living arrangement for these people who decide downsizing is right for them.

No comments:

Post a Comment